Figured this was worth putting out here as I saw the strangeness with the disarm-disappearing stuff.
I got dropped to 0 HP about 15 minutes ago by a horde of angry bats. Vallaki Southern forest. Put to 0HP exactly, managed to get up and pop an invis pot, heal up, and take them down.
Lost my weapon, shield, and a substantial amount of gold. It was just gone. Quickly. If someone nabbed it, a pox upon your house. Also, please say so here so I can at least know it wasn't a hiccup.
If not, does this ever happen? I wasn't killed, dropped exactly to 0. The bats never reacted to someone walking up to take the stuff in the 30 seconds I was down. Right near a transition. Screengrabs to show it.