I have several characters. Every one of them hunted mink and performed deliveries until level 5 or 6. Only time they went dungeoneering was when they tagged along with others. Well...not quite true...by the third character or so I had figured out how to do the first level of the crypt pretty much solo, but that hardly counts.
On the bright side, on delivery of the mail to the lodge, hunting mink and herbs on the way and ranging a bit east of the lodge for the same purposes, would net me at time 800+ fang (depending on the herbage). With the Vardo around and occasional charity in the temple or what have you, by level 5 or 6, I had VERY well equipped characters.
Plus money in the bank.
The server isn't HARD at level 2-5 or so...its just monotonous. Spend all day hunting mink and herbing, then RP at night in the outskirts. It takes some time to become useful, but its a GREAT way to RP, make friends (and enemies), get involved with other players, etc.
And the sewers? Ugly death. To this day, after the numerous bad experiences there, none of my characters go back alone.