I had the misfortune to come back as an undead, Yes i was in a church before you ask. Now since the undead has no armor on or any protective items. The chance of you getting an impaired shot on him increases. So you pay up to triple the gold in most cases. This sucks!!!
You have already lowered the price of Items you can sell and then you triple or more the cost of getting raised if you come back as an undead. Why don't we just do away with the whole undead spawn in Holy places. I can understand it in other places but holy ground should not spawn undead when raised.
Secondly at least give the undead some armor, Yes i know it would make it harder for you to kill them but they might not get impaired. Besides the idea is that the person coming back to life as an undead is the one your trying to raise. Now i know no one that does not wear armor or protective items. Even if your a Mage you have items that give you ac bonus.
My other idea is don't take the gold from the person is the priest does not raise them. Raising them as an undead you should get your gold back. I really hate this that the fangs go from 100/ per level to 500/ per level because of some random event. It hurts all levels, no one who is second level is going to pay 200 the first time they are raised and 1000 gold to pay for a friend after their impaired. They just don't have the fangs to be raised twice. This happens at any level.
Just my Two cents...........