Reinstalled everything.. that is, the entire Neverwinter Nights. Not any of the files from this site, etc.
But it still gives my character chrome skins upon creation..
Is it just my NVN setup and stuff that I have to redownload? Got them from GOG.com
Already needed to redownload it once because it did nothing at all at first, when I used their downloader.
(It seemed to work with the manual downloads, but I guess I cheered too soon.)
Edit: I believe I know how to fix the issue now, thanks a lot anyhow guys!
(It was the autopatching, apparently fucks things up.. so I need to manually download the critical rebuild or it won't do.)