You are 100% on the money Indi but player owned housing isnt gonna happen, but Barovians do need to 'proxy' a house at times, there is a real need for that - so in order to keep it simple we are just gonna keep it at Barovians use it for RPing having a place of residence.
That said... Outlanders may also be found there - maybe the place was empty or the inhabitants hiding when the outlander scum came in.